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Whether you are a large organisation or a small private company, or a partnership/self employed, employees taking time off work due to illness or accidental injury, or the sudden loss of a key individual due to death or suffering from a critical illness, can come at a high cost to any business. In some instances the disruption and financial burden can be so great that the business may be unable to continue.
These situations can be protected and you’ll be pleased to know that there are a number of products available that can protect you and individual employees or your business as a whole, for example: an Executive Income Protection policy that allows an employer to continue to pay a proportion of the employee’s income in the event of illness or accidental injury during the cover term.
Additionally, there are numerous products available which are designed to reduce the financial impact of the death or critical illness of those employees who are key to your business i.e. Directors, Partners, Key Business writers or Specialist employers. These products are specifically designed for the following:
Please feel free to contact us to discuss how we can help to protect you and your business